When a homeowner dies or has moved out of the house and the home is no longer OWNER-OCCUPIED can an insurance company deny a homeowner claim? Yes, an insurance company can deny a homeowner claim if a home is no longer OWNER-OCCUPIED. This could mean a recent death or the owner simply moving out. If the home will become a RENTAL property then call your agent and REWRITE to a dwelling fire policy, meaning cancel the homeowners and start a new rental property policy. If a homeowner dies the home should be REWRITTEN to a VACANT home policy. Any further questions contact the Flanigan Insurance Agency at 314-727-6000 or dflanflanins@yahoo.com.
Posted Friday, February 18 2022 12:36 PM
Tags : homeowner insurance, empty house, deceased owner of home
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