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All homeowner companies have LIMITATIONS, there is no such thing as FULL COVERAGE.
Pay special attention to theft limitations to valuables like Jewelry($500), Silverware($500), Cash($250), depending on the insurance companies these limits can vary.
Earthquake is a huge concern, just about every home in St.Louis, MO can obtain earthquake coverage, even if their homeowner company will not offer it. Typically, a home built prior to 1960 may not be able to obtain earthquake coverage from their company; however, coverage is available from earthquake only companies.
Liability on homeowner policies can be increased from $100,000 to say $300,000 or $500,000 plus an Umbrella policy is available.
Tenants/Renters can obtain Renters insurance.
Any further questions contact Flanigan Insurance at 314-727-6000
Posted Monday, February 24 2020 3:01 PM
Tags : homeowner review, insurance
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