Thursday, March 28, 2019

Bicycle, Motor Cycle and ATV

Most homeowners with children own at least one bicycle.  A bike with a motorized unit attached to it is NOT covered by a homeowner policy and should seek a motorcycle/scooter policy.  READ MORE >>

Wednesday, October 31, 2018

Motorized vehicles typically are not covered by homeowners

Many people own some kind of motorized vehicle, such as ATV, golf cart or scooter and assume their homeowner policy will cover it, well they will be in for a shocking surprise in event of a serious injury. READ MORE >>

Friday, December 22, 2017

Should insure ATV separately?

All Terrain Vehicles(ATV), should have a separate motorcycle policy, rather than rely on homeowner policy to protect a homeowner.  Many ATV's are used to service a homeowner's property and nev... READ MORE >>

Tuesday, June 9, 2015

Are Motorized vehicles(ATV's, Scooter's, Golf Cart, dirt bike etc) covered by homeowner policy?

Homeowner policies "typically" are limited to motorized vehicle's used to service the premise(lawn tractor, mower, tiller etc).  Homeowner companies simply do NOT cover motorized land vehicles used OFF the insured's premise. READ MORE >>