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Flanigan Insurance Agency Inc Blog: 1_2015

View the latest blog posts from Flanigan Insurance Agency Inc.

Flood policies do NOT cover finished basements.  Flood policies only protect basements for cleanup, furnace, hot water heater, circuit breaker box, deep freezer(not a fridge) and perhaps washer and dryer.  Carpeting, bedroom(s), bathroom, office, furniture, clothes are simply NOT covered by flood policies. READ MORE >>

Flood policies do NOT cover finished basements.  Some of the items covered by Flood policies:  Drywall for walls and ceilings(not taped), cleanup, furnace, hot water heater, circuit breaker box(including electrical outlets and switches), deep freezer(not a fridge) and sump pumps. READ MORE >>

If a sewer line, extending from house to the street, collapses due to settling or tree roots is this type of loss covered by a homeowner policy?  Unfortunately, typically the answer is NO.  Many older communities in St. Louis impose a lateral sewer line charge on the real estate bill specifically for this. READ MORE >>

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13422 Clayton Rd., Suite 203 | St Louis, MO 63131 | Ph: 314-727-6000 | Fx: 314-727-6027 Powered by Insurance Website Builder

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