Saturday, March 28, 2015A great question often asked is how much LIFE insurance should I obtain? There are methods, life insurance needs analysis, to figure this out; however I like to keep it simple. READ MORE >>
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Wednesday, February 4, 2015Does automobile Full Coverage mean a person is covered for EVERYTHING? Absolutely NOT! ALL Auto policies have limitations. READ MORE >>
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Thursday, January 22, 2015Flood policies do NOT cover finished basements. Some of the items covered by Flood policies: Drywall for walls and ceilings(not taped), cleanup, furnace, hot water heater, circuit ... READ MORE >>
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Thursday, January 22, 2015Flood policies do NOT cover finished basements. Flood policies only protect basements for cleanup, furnace, hot water heater, circuit breaker box, deep freezer(not a fridge) and perhaps washer and dryer. READ MORE >>
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Saturday, January 17, 2015If a sewer line, extending from house to the street, collapses due to settling or tree roots is this type of loss covered by a homeowner policy? Unfortunately, typically the answer is NO. READ MORE >>
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Friday, December 26, 2014Is 25/50/10 enough or should go with 50/100/50, 100/300/100 or 250/500/250 limits? This agency recommends "higher the better", we all have seen 2,4 or 6 car pile ups on highways or the news. READ MORE >>
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Thursday, October 23, 2014THE Affordable Care Act(ACA) open enroll period for 2015 means an applicant MUST sign up during the period of (11-15-14 till it's last day of 2-15-2015) to obtain an ACA policy effective in 2015. READ MORE >>
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Thursday, October 23, 2014THE Affordable Care Act(ACA) open enroll period means an applicant MUST sign up during the period of (11-15-14 till it's last day of 2-15-2015) to obtain an ACA policy effective in 2015. READ MORE >>
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