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Recently was asked, my child will be off to college in fall do I need a Renters policy or will my homeowner provide the protection.  As long as child is a full time student, away at college, they would have 10% of the homeowner policy of parents policy. This may get a little tricky if a divorce situation; however, many insurance companies will apply this 10% rule and subject to the deductible and policy coverage's. 

If have further questions please contact Flanigan Insurance @ 314-727-6000.

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