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Flanigan Insurance agency has THREE different Guarantee Issue Life Insurance Companies: PRUDENTIAL, KEMPER and Polish Roman Catholic Union of America(PRCUA). Guarantee Issue means the insurance companies do NOT ask medical questions and rates do not change throughout the term of the policy. 

PRUDENTIAL's will permit the most $170,000 and 18 year old to 75+ can apply IF they work a minimum of 30 hours a week.  Must work 30 hours a week at the time of application and then IMMEDIATE death benefits are included. 

Kemper and the Polish Roman Catholic policies' maximum benefit is $25,000, no medical questions, no physicals; however, an applicant must survive 2 years before a benefit is payable. 

If a person is very healthy a Guar Issue Policy is not a smart option.  If a person is NOT in the best of health and they want some life coverage it is a great way to obtain life insurance without being denied. 

Please contact Flanigan Insurance @ 314-727-6000 if need more information. 

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13422 Clayton Rd., Suite 203 | St Louis, MO 63131 | Ph: 314-727-6000 | Fx: 314-727-6027 Powered by Insurance Website Builder

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