Unless you Own a home or Condo and do not reside with family members then EVERYONE in that situation should have a Renters Insurance Policy. Whether you rent an apartment/duplex/townhouse or live with a non relative you should have a renter insurance policy. Renters Insurance protects your Belongings/Stuff from losses like fire, tornado, theft, earthquake and most importantly provides you with Liability.
For more information on this please contact Flanigan Insurance at 314-727-6000.