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Monday, June 17, 2019

Mo auto liability limit increasing

It's about time, the Missouri auto liability limit will be increasing slightly from 25/50/10 to 25/50/25 effective 7-1-2019.  This means the Property Damage limit will change from $10,000 to $25,000 for any one accident. READ MORE >>
Thursday, December 13, 2018

Price should not dictate Auto Insurance

Everyone tries to be good consumer and shop for best price for similar products.  What happens in car insurance is some clients want FULL COVERAGE yet they only purchase minimum state liabilit... READ MORE >>
Thursday, July 12, 2018

What is difference between Medical Payments and PIP in auto policy

I am answering this in a general kind of way, as Missouri uses Auto Medical Payments not Personal Injury Protection(PIP).  Medical payments is an optional coverage in Missouri, the options are typically $1,000, $2000, $5000 or $10,000. READ MORE >>
Friday, February 23, 2018

Telematics for car insurance

More and more auto insurance companies are offering new and existing policyholders an opportunity to further reduce cost of their auto insurance by inserting a tracking device for set period of time to determine how safe the driver is. READ MORE >>
Monday, August 14, 2017

Review Auto Insurance Liability Limits

A client asked me, I carry 50/100/50 liability limits, is that adequate?  This is a loaded question, I would say yes it is adequate if a minor accident occurs; however, if a major accident occurs you better hope your policy limits are not exhausted. READ MORE >>
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