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Thursday, April 23, 2020

Personal Auto Insurance Relief Fund

During the stay at home orders by various state governors, Missouri, many of insurance companies are offering a refund to their clients.  Many companies are offering a 15% discount of two months of auto insurance premiums, due to less driving activity. READ MORE >>
Friday, April 3, 2020

Motorcycle season has arrived

Spring has arrived in Missouri and with it out come the Motorcycles.  If you would like to compare your cycle policy with Safeco or Progressive cycle policy please let me know by contacting Flanigan Insurance at 314-727-6000, this goes for ATV's as well. READ MORE >>
Monday, February 24, 2020

Homeowner Insurance Checkup

All homeowner companies have LIMITATIONS, there is no such thing as FULL COVERAGE.   Pay special attention to theft limitations to valuables like Jewelry($500), Silverware($500), Cash($2... READ MORE >>
Tuesday, February 4, 2020

Flood Insurance Reminder

As we approach Spring, be ready for rain, rain, and more rain.  As a reminder to all homeowners, rains which enter into a home are NOT covered by homeowner policies. READ MORE >>
Tuesday, January 14, 2020

Home maintenance simple tips

Be sure and check and replace your furnace filters every 3 months.  If you own pets perhaps change every 2 months.  This is a very simple process, simply check the size of filter, then go... READ MORE >>
Friday, December 13, 2019

Service Line Coverage added to homeowner policy

A new coverage in 2019 is available from many home insurance companies called Service Line coverage.  This coverage is designed to cover sewer lines/water lines/power lines from the house to t... READ MORE >>
Monday, November 18, 2019

Renters Insurance

Unless you Own a home or Condo and do not reside with family members then EVERYONE in that situation should have a Renters Insurance Policy. READ MORE >>
Wednesday, October 2, 2019

Classic, Antique and Unique Car Insurance

Do you own a low production, high valued vehicle such as 1950, 60,70,80,90 or 2000 model car which is rarely driven(less than 7500 miles a year), kept in garage and you would like more than a typical auto policy providing Actual Cash Value(ACV)? READ MORE >>
Tuesday, August 20, 2019

Interior water damage with homeowner policies

When I hear water claims I cringe simply because there are covered and non-covered water damage claims.   I am referring to homeowner policies and using a common example, the company claims adjusters are much more tuned in on the issues. READ MORE >>
Wednesday, July 31, 2019

Recently Mapped into Flood Zone

I blogged in 2017 about this and decided to reprint with a few modifications. In all the years you have lived in your home it has never been flooded, now you are told you are recently mapped into a flood zone, typically A or AE zone, now what? READ MORE >>
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