Flanigan Insurance Agency Inc Blog: aca
View the latest blog posts from Flanigan Insurance Agency Inc.
Tuesday, October 27, 2020When a owner-occupied or rental house becomes VACANT(means empty of people and contents) insurance companies can DENY a claim. In fact some may deny if vacant of people and contents for 1 day, others may give 30 or 60 days. The main issue is Vandalism or Malicious Mischief, including fire caused by arson. READ MORE >>
Wednesday, December 6, 2017The Affordable Care Act(ACA) has turned out to be a flawed program, the program has helped a number of normally uninsured people obtain coverage and receive a subsidy to reduce the costs; however, the ACA has also punished health people who make more than the subsidy levels. READ MORE >>
Friday, October 13, 2017The 2018 Open Enrollment period is shorter this year, it extends from 11-1-2017 to 12-15-2017....that is it. Anthem Blue Cross/Blue Shield has pulled out of St.Louis, St. Charles, Jefferson & Franklin Counties for 2018, so my agency has decided to STOP writing Affordable Care Act policies. READ MORE >>
Thursday, October 27, 2016The open enrollment period is a little different this year, it runs from November 1st 2016 until January 31st 2017. After Jan 31st, only Qualifying life events(marriage, birth, divorce, loss of job &/or insurance) from employer(does not include failing pay premium) allow a person to be eligible for Special Enrollment and proof must be submitted. READ MORE >>
Tuesday, October 13, 2015The Open Enrollment Period for Affordable Care Act(ACA) is from 11-1-2015 to January 31st, 2016.....that is it, then enrollment is OVER unless Qualifying Life Event(marriage, divorce, loss of a job with it's benefits, move to a new state or child birth). Proof must be given if applying for Special Enrollment. READ MORE >>