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Flanigan Insurance Agency Inc Blog: home insurance

View the latest blog posts from Flanigan Insurance Agency Inc.

In Missouri, most home insurance companies will only pay to replace an entire roof if there is enough hail evidence to entire roof.  It's very possible a home could require and entire new roof while a neighbor only has minimal damage. READ MORE >>

Recently I read trade magazine about why homeowners insurance exclude certain dog breeds.   Apparently 1/3 of all homeowner claims are dog related and an average claim is $33,000.  The standard list of 5 is:  Pit Bull, Rottweiler, Doberman, Presa Canario and Chow Chow.  READ MORE >>

I was reading an email from Missouri Dept of Insurance, talking about insurance check ups on auto and home, among other topics.  I'm focusing here on homeowners and Earthquake.  It specifically read...... READ MORE >>

Ever noticed carpenter bee's buzzing around the eaves of roof or wood deck?  Those carpenter bee holes can eventually lead to entire area of bore holes.  Eaves and decks have been destroyed by these bugs.  Home insurance companies do not provide coverage as the damage is caused over period of time rather than sudden loss. READ MORE >>

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