Flanigan Insurance Agency Inc Blog: atv
View the latest blog posts from Flanigan Insurance Agency Inc.
Thursday, March 28, 2019Most homeowners with children own at least one bicycle. A bike with a motorized unit attached to it is NOT covered by a homeowner policy and should seek a motorcycle/scooter policy. A motorized bike, golf cart, low speed vehicle(lsv), ATV's and motor cycles are all very different.... READ MORE >>
Wednesday, October 31, 2018Many people own some kind of motorized vehicle, such as ATV, golf cart or scooter and assume their homeowner policy will cover it, well they will be in for a shocking surprise in event of a serious injury. Likewise, older cars kept in a garage would NOT be covered by a fire or theft. READ MORE >>
Friday, December 22, 2017All Terrain Vehicles(ATV), should have a separate motorcycle policy, rather than rely on homeowner policy to protect a homeowner. Many ATV's are used to service a homeowner's property and never leave the property; however, my guess is the majority of ATV owners take the unit off the insured's premise. READ MORE >>
Tuesday, June 9, 2015 Homeowner policies "typically" are limited to motorized vehicle's used to service the premise(lawn tractor, mower, tiller etc). Homeowner companies simply do NOT cover motorized land vehicles used OFF the insured's premise. ATV's or dirt bike's should be insured separately on a motorcycle policy. READ MORE >>