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Flanigan Insurance Agency Inc Blog: atv

View the latest blog posts from Flanigan Insurance Agency Inc.

Many people own some kind of motorized vehicle, such as ATV, golf cart or scooter and assume their homeowner policy will cover it, well they will be in for a shocking surprise in event of a serious injury.   Likewise, older cars kept in a garage would NOT be covered by a fire or theft. READ MORE >>

All Terrain Vehicles(ATV), should have a separate motorcycle policy, rather than rely on homeowner policy to protect a homeowner.  Many ATV's are used to service a homeowner's property and never leave the property; however, my guess is the majority of ATV owners take the unit off the insured's premise. READ MORE >>

Homeowner policies "typically" are limited to motorized vehicle's used to service the premise(lawn tractor, mower, tiller etc).  Homeowner companies simply do NOT cover motorized land vehicles used OFF the insured's premise.  ATV's or dirt bike's should be insured separately on a motorcycle policy. READ MORE >>

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