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In all the years you have lived in your home it has never been flooded, now you are told you are recently mapped into a flood zone, typically AE zone, now what?   First the reason you may be recently mapped into a flood zone is all the new building upstream of your homes location. READ MORE >>

Why should a person carry Renter's Insurance if they don't have much stuff or money?  Renter's Insurance not only provides coverage for you and your family's personal belongings but it provides you/family with LIABILITY. READ MORE >>

If you own a Condominium or Villa(shared wall type of dwelling) you may be familiar with Assessments.  A Condo insurance policy does not cover all types of assessments, in fact maintenance items simply are not covered.....such as parking lot resurfacing, redoing pool/tennis courts fall within the maintenance issues. READ MORE >>

When will an insurance company waive a deductible?  Assuming a person has full coverage on an auto policy most companies will waive a deductible for minor glass repairs(less than size of $1.00 bill).  I've heard of companies waiving a collision deductible if an auto accident occurs with both cars having SAME insurance company. READ MORE >>

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