Contact Us 314.727.6000
Navigation

 

  • Home
  • Get A Quote
    • Annuities
    • Automobile
    • Bonds
    • Dental
    • Earthquake
    • Flood
    • Health
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Manufactured Home Quote
      • Renters Quote Form
      • Flood Quote Form
    • Life
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Vision
    • Watercraft & Boat
  • Customer Service
    • AutomobileImage of right arrow
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
      • ID Cards
      • Add a vehicle
      • Remove vehicle from policy
      • Add driver to policy
      • Remove driver from policy
    • Other
    • Recreational Vehicle
  • Claims
    • Automobile
  • Blog
  • Make a Payment
  • Resources
    • Refer a Friend
    • Important Links
    • Calculators
    • Insurance Glossary
  • About Us
    • About Flanigan Insurance Agency Inc
    • Location Map
    • Employee Directory
    • Privacy Policy
  • Contact
    • Contact Us
  AUTOMOBILE   HOMEOWNERS   LIFE & HEALTH   SPECIALTY  

Home > Blog > Flanigan Insurance Agency Inc Blog: flood insurance
Share | | RSS Google Yahoo

Flanigan Insurance Agency Inc Blog: flood insurance

View the latest blog posts from Flanigan Insurance Agency Inc.

Saturday, July 30, 2022

Flooding & Homeowner Insurance from 7/26/2022 11" storm

Parts of the St Louis region received as much as 8" of rain in 6 hours and a total of 11" in 24-hour period beating a record from July 1915.  Amazingly, after hundreds of car rescues from trapped/stranded motorists many homeowners found basements filling up with water. READ MORE >>

Tuesday, February 4, 2020

Flood Insurance Reminder

As we approach Spring, be ready for rain, rain, and more rain.  As a reminder to all homeowners, rains which enter into a home are NOT covered by homeowner policies.  Water which runs on top of driveway, patio, deck or the yard is called surface water.  Surface water entering a home simply is NOT covered by home policies. READ MORE >>

Wednesday, July 31, 2019

Recently Mapped into Flood Zone

I blogged in 2017 about this and decided to reprint with a few modifications. In all the years you have lived in your home it has never been flooded, now you are told you are recently mapped into a flood zone, typically A or AE zone, now what? READ MORE >>

Sunday, September 17, 2017

Newly mapped into a flood zone

In all the years you have lived in your home it has never been flooded, now you are told you are recently mapped into a flood zone, typically A or AE zone, now what?   First the reason you may be recently mapped into a flood zone is all the new building upstream or downstream of your homes location. READ MORE >>

Sunday, July 17, 2016

How does Flood Insurance work?

All Homeowner policy forms(home, condo, rental property and renters) specifically exclude flood.  Flood is another term for surface water, water that is on top of ground from rivers, creeks overflowing or heavy rains.  Flood Insurance protects the home against this type of loss. READ MORE >>

Thursday, January 22, 2015

Flood Insurance Facts

Flood policies do NOT cover finished basements.  Some of the items covered by Flood policies:  Drywall for walls and ceilings(not taped), cleanup, furnace, hot water heater, circuit breaker box(including electrical outlets and switches), deep freezer(not a fridge) and sump pumps. READ MORE >>

Thursday, January 22, 2015

Flood Insurance Facts

Flood policies do NOT cover finished basements.  Flood policies only protect basements for cleanup, furnace, hot water heater, circuit breaker box, deep freezer(not a fridge) and perhaps washer and dryer.  Carpeting, bedroom(s), bathroom, office, furniture, clothes are simply NOT covered by flood policies. READ MORE >>

Blog Archive
  • 2024
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014

  • insurance(28)
  • missouri(19)
  • auto insurance(11)
  • homeowner insurance(9)
  • missouri insurance(6)
  • earthquake(5)
  • towing(5)
  • flood(5)
  • home insurance(5)
  • claims(5)
  • flood insurance(5)
  • flanigan insurance(4)
  • aca(4)
  • golf cart(3)
  • atv(3)
  • roadside assistance(3)
  • missouri flood insurance(3)
  • motorcycles(2)
  • uninsured motorist(2)
  • rental car(2)
  • flood insurance facts(2)
  • umbrella(2)
  • homeowners(2)
  • homeowner claim(2)
  • auto claim(2)
  • roadside(2)
  • missouri car insurance(2)
  • elevation certificate(2)
  • st.louis flood insurance(2)
  • missouri auto insurance(2)
  • newly mapped(2)
  • loss assessment(2)
  • underinsured motorist(2)
  • claim(2)
  • comprehensive(2)
  • rental property insurance(2)
  • roof(2)
  • scooter(2)
  • loss of use(2)
  • car insurance(2)
  • renters insurance(2)
  • missouri health insurance(2)
  • sewer back up(2)
  • open enrollment period(1)
  • auto accident(1)
  • auto liability(1)
  • guaranteed investment(1)
  • hail(1)
  • term life insurance(1)
  • limits of protection(1)

View Mobile Version




 
Our Carriers Our Company Services Contact Us More Help
Safeco
Progressive

Stillwater
Anthem BCBS
United Health One
Home
Who We Are
Customer Service
Get A Quote
Insurance Types
Send A Message
Location
File a Claim
Frequently Asked Questions
GET SOCIAL WITH US Facebook LinkedIn Google+
13422 Clayton Rd., Suite 203 | St Louis, MO 63131 | Ph: 314-727-6000 | Fx: 314-727-6027 Powered by Insurance Website Builder

Make a Payment Refer A Friend Our Partners Get A Quote