Flanigan Insurance Agency Inc Blog: claims
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Wednesday, April 24, 2019With the spring in full motion in Midwest this 2019, I can bet there will be a a few calls about trees. The way it works in insurance, if a tree falls on a home/fence/structure from a storm it's the damaged homes problem rather than the tree owners. Some neighborly people will insist on splitting th cost. READ MORE >>
Tuesday, January 15, 2019Winter has come across the nation and that means fires in fireplace. I have a couple fires a month in my fireplace. I try and clean out the ashes a few days later and reset wood, sticks and paper for the next fire. A few weeks later I went to light that fire when I noticed some leaves on top of the cut wood. READ MORE >>
Wednesday, July 12, 2017Recently I read trade magazine about why homeowners insurance exclude certain dog breeds. Apparently 1/3 of all homeowner claims are dog related and an average claim is $33,000. The standard list of 5 is: Pit Bull, Rottweiler, Doberman, Presa Canario and Chow Chow. READ MORE >>
Thursday, October 29, 2015I have seen many insurance companies Non-Renew homeowner policy due to 2 small claims. I advise is to not report a claim unless you know it's an expensive claim, such as a hail loss. Before I would report a hail loss to an insurance company I would check with a qualified roofer to be sure there is plenty of damage. READ MORE >>