Flanigan Insurance Agency Inc Blog: claims
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Saturday, November 28, 2020When your car is totaled by your or the other insurance company it can be frustrating. The insurance companies are only required to give you the current value of your car minus any prior damage and your deductible. Typically an insurance company will total a car when damages exceed 70-80% of current value. READ MORE >>
Wednesday, April 24, 2019With the spring in full motion in Midwest this 2019, I can bet there will be a a few calls about trees. The way it works in insurance, if a tree falls on a home/fence/structure from a storm it's the damaged homes problem rather than the tree owners. Some neighborly people will insist on splitting th cost. READ MORE >>
Tuesday, January 15, 2019Winter has come across the nation and that means fires in fireplace. I have a couple fires a month in my fireplace. I try and clean out the ashes a few days later and reset wood, sticks and paper for the next fire. A few weeks later I went to light that fire when I noticed some leaves on top of the cut wood. READ MORE >>
Wednesday, July 12, 2017Recently I read trade magazine about why homeowners insurance exclude certain dog breeds. Apparently 1/3 of all homeowner claims are dog related and an average claim is $33,000. The standard list of 5 is: Pit Bull, Rottweiler, Doberman, Presa Canario and Chow Chow. READ MORE >>
Thursday, October 29, 2015I have seen many insurance companies Non-Renew homeowner policy due to 2 small claims. I advise is to not report a claim unless you know it's an expensive claim, such as a hail loss. Before I would report a hail loss to an insurance company I would check with a qualified roofer to be sure there is plenty of damage. READ MORE >>