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        Flanigan Insurance Agency Inc Blog: health insuranceView the latest blog posts from Flanigan Insurance Agency Inc. 
        
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		Wednesday, December 6, 2017The Affordable Care Act(ACA) has turned out to be a flawed program, the program has helped a number of normally uninsured people obtain coverage and receive a subsidy to reduce the costs; however, the ACA has also punished health people who make more than the subsidy levels. READ MORE >>
	 
 
		Monday, October 30, 2017United Health Care offers a number of Short-Term Health Insurance policies.  The short term policy is NOT Affordable Care Act(ACA) Health Insurance, at end of the year a short term policy holder will NOT receive a 1095-B form.  Short Term policies can fill a void for people between jobs or waiting for other coverage to begin. READ MORE >>
	 
 
		Friday, October 13, 2017The 2018 Open Enrollment period is shorter this year, it extends from 11-1-2017 to 12-15-2017....that is it.   Anthem Blue Cross/Blue Shield has pulled out of St.Louis, St. Charles, Jefferson & Franklin Counties for 2018, so my agency has decided to STOP writing Affordable Care Act policies. READ MORE >>
	 
 
		Monday, December 12, 2016In 2017 do I have to have Affordable Care Act Insurance to avoid the Penalty or can a Short Term Policy suffice?  A Short Term Policy is a good alternative it does cost less; although, does not provide the necessary essential elements(such as maternity, pre-existing conditions are NOT covered). READ MORE >>
	 
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