Okay, you just received an Electric Bike (EBike) for Christmas or you just purchased one. Are Ebikes covered by your homeowner insurance? NO!!!!
They are not covered as they have a motor. If an Ebike stolen from garage, is it covered? NO!
What is best way to cover an ebike? Just like an All-Terrain Vehicle (ATV), Golf Cart an EBike needs a motorcycle policy to be covered not only for theft or damage to it but also for liability.
For more information, please contact Flanigan Insurance at 314-727-6000 or email to dflanflanins@yahoo.com