Flanigan Insurance Agency Inc Blog: property
View the latest blog posts from Flanigan Insurance Agency Inc.
Monday, March 8, 2021If you own a Rental home or rental unit up to 4 families be sure you have good policy to protect the building and loss of rents. Typically the insurance companies will use a Dwelling Policy Form 3(DP-3) for the properties covered for rebuilding cost or a Dwelling Fire Form 1(DP-1) for the Actual; Cash Value or Market Value Policies. READ MORE >>
Tuesday, June 30, 2020Homeowner policy forms are used for Owner-Occupied residences, not rental or vacant properties. Homeowner forms can be used for owning a home, villa, condo or renting an apartment; however, there are different homeowner forms for each. READ MORE >>
Wednesday, April 24, 2019With the spring in full motion in Midwest this 2019, I can bet there will be a a few calls about trees. The way it works in insurance, if a tree falls on a home/fence/structure from a storm it's the damaged homes problem rather than the tree owners. Some neighborly people will insist on splitting th cost. READ MORE >>
Sunday, February 17, 2019Property and Casualty mean separate things. Property insurance provides protection against most risks to tangible property from losses like auto collision, fire, flood, earthquake, theft and other perils. Casualty protects for LIABILITY. Auto and Homeowners each provide liability. READ MORE >>
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