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A great question often asked is how much LIFE insurance should I obtain?   There are methods, life insurance needs analysis,  to figure this out; however I like to keep it simple.  How much do you love your family?  At the minimum I'd suggest $250,000.   I've heard it suggested TEN times your annual salary, i.e. if you make $40,000 then $400,000.  The beauty of life insurance is you are permitted to have multiple policies.  Perhaps start with $250,000 and as the family or your income grows take out another policy.  Taking out a 30 or 20 year LEVEL Term Life policy while your young and healthy locks in the rate for the 30 or 20 years.   Please contact Flanigan Insurance Agency in St.Louis, MO know if you would like a quote.
Posted 8:02 AM

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NOTICE: This and all content is developed from sources believed to be providing accurate information. The information in this material is not intended to be used as tax or legal advice. Please consult with a tax and/or legal professional for detailed information regarding your individual situation. Some of this material was developed and shared by Flanigan Insurance Agency Inc to provide information that may be of interest. Flanigan Insurance Agency Inc is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
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