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If you own a Condominium or Villa(shared wall type of dwelling) you may be familiar with Assessments.  A Condo insurance policy does not cover all types of assessments, in fact maintenance items simply are not covered.....such as parking lot resurfacing, redoing pool/tennis courts fall within the maintenance issues.  Items that may fall within your Condo Policy coverage is assessment due to Covered loss such as fire to club house.  

Not all Condo policies include Loss Assessment coverage and most insurance companies offer different limits, perhaps $2,000 up to $50,000.  The choice is up to each Condo Policy Owner, just as Condo Building Items/Additions and Alterations is available in different limits and once again up to each unit owner.  

Feel free to check with Flanigan Insurance to review your Condominium Policy Needs @ 314-727-6000. 
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NOTICE: This and all content is developed from sources believed to be providing accurate information. The information in this material is not intended to be used as tax or legal advice. Please consult with a tax and/or legal professional for detailed information regarding your individual situation. Some of this material was developed and shared by Flanigan Insurance Agency Inc to provide information that may be of interest. Flanigan Insurance Agency Inc is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
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