Contact Us 314.727.6000
Navigation

 

  • Home
  • Get A Quote
    • Annuities
    • Automobile
    • Bonds
    • Dental
    • Earthquake
    • Flood
    • Health
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Manufactured Home Quote
      • Renters Quote Form
      • Flood Quote Form
    • Life
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Vision
    • Watercraft & Boat
  • Customer Service
    • AutomobileImage of right arrow
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
      • ID Cards
      • Add a vehicle
      • Remove vehicle from policy
      • Add driver to policy
      • Remove driver from policy
    • Other
    • Recreational Vehicle
  • Claims
    • Automobile
  • Blog
  • Make a Payment
  • Resources
    • Refer a Friend
    • Important Links
    • Calculators
    • Insurance Glossary
  • About Us
    • About Flanigan Insurance Agency Inc
    • Location Map
    • Employee Directory
    • Privacy Policy
  • Contact
    • Contact Us
  AUTOMOBILE   HOMEOWNERS   LIFE & HEALTH   SPECIALTY  

Home > Blog > Motorized vehicles typically are not covered by homeowners
WEDNESDAY, OCTOBER 31, 2018

Motorized vehicles typically are not covered by homeowners

Many people own some kind of motorized vehicle, such as ATV, golf cart or scooter and assume their homeowner policy will cover it, well they will be in for a shocking surprise in event of a serious injury.   Likewise, older cars kept in a garage would NOT be covered by a fire or theft.   I've had people tell me they are positive the homeowner policy would cover the old classic car in a garage in event of tornado, fire or theft.   No I'm afraid they would NOT be covered by homeowner policy. 

Typically the only motorized unit covered by a homeowner policy is a lawn mower used exclusively to maintain the premise.   Maybe a very small fishing boat with no more than 10 horse-power. engine; however, suggest checking with your policy or your agent on this. 

So don't be fooled, if you have an ATV, golf cart or scooter simply take out a motorcycle policy.  If own a classic car simply take out a classic car policy.  If own a small boat take out a boat policy. 

ANY questions contact Flanigan Insurance @ 314-727-6000

 

 

 

Posted 2:23 PM

Tags: atv, golf cart, scooter, homeowners, insurance, missouri
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This and all content is developed from sources believed to be providing accurate information. The information in this material is not intended to be used as tax or legal advice. Please consult with a tax and/or legal professional for detailed information regarding your individual situation. Some of this material was developed and shared by Flanigan Insurance Agency Inc to provide information that may be of interest. Flanigan Insurance Agency Inc is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014

  • insurance(26)
  • missouri(19)
  • auto insurance(10)
  • homeowner insurance(9)
  • missouri insurance(6)
  • earthquake(5)
  • towing(5)
  • flood(5)
  • home insurance(5)
  • claims(5)
  • flood insurance(5)
  • flanigan insurance(4)
  • aca(4)
  • golf cart(3)
  • atv(3)
  • roadside assistance(3)
  • missouri flood insurance(3)
  • motorcycles(2)
  • uninsured motorist(2)
  • rental car(2)
  • flood insurance facts(2)
  • umbrella(2)
  • homeowners(2)
  • homeowner claim(2)
  • auto claim(2)
  • roadside(2)
  • missouri car insurance(2)
  • elevation certificate(2)
  • st.louis flood insurance(2)
  • missouri auto insurance(2)
  • newly mapped(2)
  • loss assessment(2)
  • underinsured motorist(2)
  • claim(2)
  • comprehensive(2)
  • rental property insurance(2)
  • roof(2)
  • scooter(2)
  • loss of use(2)
  • car insurance(2)
  • renters insurance(2)
  • missouri health insurance(2)
  • sewer back up(2)
  • open enrollment period(1)
  • auto accident(1)
  • auto liability(1)
  • guaranteed investment(1)
  • hail(1)
  • term life insurance(1)
  • limits of protection(1)

View Mobile Version




 
Our Carriers Our Company Services Contact Us More Help
Safeco
Progressive

Stillwater
Anthem BCBS
United Health One
Home
Who We Are
Customer Service
Get A Quote
Insurance Types
Send A Message
Location
File a Claim
Frequently Asked Questions
GET SOCIAL WITH US Facebook LinkedIn Google+
13422 Clayton Rd., Suite 203 | St Louis, MO 63131 | Ph: 314-727-6000 | Fx: 314-727-6027 Powered by Insurance Website Builder

Make a Payment Refer A Friend Our Partners Get A Quote