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Flanigan Insurance Agency Inc Blog: policy

View the latest blog posts from Flanigan Insurance Agency Inc.

Many homeowner insurance companies have stopped writing earthquake coverage in Missouri, other's have placed a year(such as 1960) as the oldest they will permit adding earthquake.  Keep in mind if you suffer earthquake damage and do NOT have earthquake coverage there will be NO cov... READ MORE >>

All standard homeowner policy forms including: homeowners, condominium, villa and renter policies have LIMITATIONS in the event of loss to jewelry.  All of the mentioned policy forms permit Rider/Schedule(which is itemization like appraisal) for jewelry(along with other items) added to a homeowner policy form. READ MORE >>

A question came up, garage door hit their parked car.  Is this a Comprehensive or Collision loss?  Collision refers to upset of your covered auto or it's impact with another vehicle or object.  While Comprehensive(a.k.a. READ MORE >>

If you own a Condominium or Villa(shared wall type of dwelling) you may be familiar with Assessments.  A Condo insurance policy does not cover all types of assessments, in fact maintenance items simply are not covered.....such as parking lot resurfacing, redoing pool/tennis courts fall within the maintenance issues. READ MORE >>

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