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More and more auto insurance companies are offering new and existing policyholders an opportunity to further reduce cost of their auto insurance by inserting a tracking device for set period of time to determine how safe the driver is.  I am speaking of two companies: SAFECO and PROGRESSIVE who monitor 4 items to determine a discount of 5-25%, the items measured are time of day car is driver, total mileage driven, braking and acceleration. 

Safeco's program is called Right Track and is only a 90 day testing period, they provide an up front 5% discount for trying then allow up to 30% discount.  If a driver does not jack rabbit start, does not brake hard(which usually indicates following to closely), does not operate car between midnight and 4 a.m. and does not drive too many miles the discount will be applied for the life of the policy. 

Progressive requires a 6 month testing period with their program called Snapshot. 

These discounts are becoming more popular.  At the beginning of these products many policy holders rejected fearing to much information; however, folks understand that a simple cell phone already tracks a person's location and time of day at the various locations.  

If you would like a discount be sure and ask the Flanigan Insurance Agency(314-727-6000) about these opportunities to save on your car insurance and will be happy to explain further. 


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NOTICE: This and all content is developed from sources believed to be providing accurate information. The information in this material is not intended to be used as tax or legal advice. Please consult with a tax and/or legal professional for detailed information regarding your individual situation. Some of this material was developed and shared by Flanigan Insurance Agency Inc to provide information that may be of interest. Flanigan Insurance Agency Inc is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
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